With federal regulators deciding this week to hold off again on any interest rate hike, homeowners and home buyers still have an opportunity to take advantage of record-low mortgage rates. "It's a great time to refinance," said Jim Whitehouse, executive vice president of Suffolk County National Bank. "The bond market took off [after Wednesday’s rate announcement] so the … [Read more...] about With interest rates holding steady for now, time is right to buy or refinance