With mortgage rates at their lowest point since the rock-bottom numbers of 2013, LOCALS may be wondering, is it a good time to refinance? "This is not a simple question," said Jean Dowd, mortgage loan office for PNC Mortgage. "People refinance for different reasons. Some to get a lower monthly payment, some want to reduce their term, some want to do both. There are also … [Read more...] about Should you refinance? Here’s what you need to know

